Buying a home is more than just a transaction—it’s a big life moment filled with hopes, decisions, and plenty of excitement. Whether you’re just starting to dream or already scrolling through listings at midnight, we’re here to guide you through it all. This step-by-step buyer’s guide was designed to simplify the process, ease any stress, and help you feel confident every step of the way. Let’s make this journey as smooth, memorable, and fun, as it should be.
The very first—and arguably most important step— is choosing a real estate agent you trust. That’s where we come in. As experienced local realtors, we do so much more than unlock doors and set up showings. We help you understand the market, break down the buying process, and connect you with trusted lenders, inspectors, and other professionals you’ll need along the way. From day one, we’re in your corner—answering your questions, advocating for your interests, and making sure no detail is overlooked. We’ll guide you from your first showing to your final signature (and beyond), keeping things organized, low-stress, and even fun. You don’t have to do this alone—we’ve got you.
With our help, take some time to really think about what you truly need in a home, and what would just be nice to have. How many bedrooms and bathrooms do you need? Do you need a home office? A big backyard? We’ll help you get crystal clear on your must-haves, your nice-to-haves, and even those little details you didn’t realize mattered—because when the right house comes along, you’ll know it’s the one.
This step may not be glamorous, but it’s powerful. Getting prequalified shows you exactly what you can afford and makes you a serious contender when it's time to make an offer. We’ll connect you with great lenders who will take a look at your finances and help you figure out a comfortable budget. With your pre-approval in hand, you’ll be ready to shop with confidence.
Now the real fun begins—house hunting! We’ll help you tour homes, explore neighborhoods, and compare properties that fit your goals. Whether you’re seeing homes in person or virtually, we’ll be right there with you, pointing out the little details, asking the right questions, and sharing insights along the way. Whether it’s the light in the kitchen or the vibe of a particular street, we’ll keep refining the search until you find the one that feels just right—and you’ll know it when you see it.
Once you find the right home, we’ll help you craft a strong, competitive offer. This includes the purchase price, proposed closing date, and any contingencies, such as financing, inspection, or appraisal. We’ll handle the negotiations with the seller on your behalf and guide you through any back-and-forth until both parties reach an agreement. A well-prepared offer, backed by your pre-approval, shows the seller you’re not just interested—you’re serious and ready to make this house your home.
Once your offer is accepted, it’s time to take a closer look. A professional home inspector will go through the home with a fine-tooth comb—roof to foundation and everything in between. You’ll get a detailed report, and if any red flags pop up, we can help you renegotiate or request necessary repairs. Peace of mind is key, and we’ll make sure you have it.
If you're getting a mortgage, your lender will need an appraisal to confirm the home's value. An independent appraiser will review the home and recent sales in the area. If anything comes up, we’ll talk through your options and help you navigate the next steps.
You’re almost there! With the inspection and appraisal behind you, you’ll work with your lender to finalize everything. This includes signing a few more papers and locking in your loan. Once you’re officially “clear to close,” we’ll start counting down the days until you get the keys.
This is it—the big day! You’ll sign the final paperwork (either in person or online), handle your closing costs and down payment, and then... It’s all yours! Once the documents are processed and funds are transferred, we’ll hand you the keys and celebrate this huge moment together.
You did it—welcome home! Now it’s time to make it yours. Set up your utilities, update your address, and start unpacking those boxes. Whether this is your first home or your forever home, we hope you’ll take a moment to soak it all in. We’re so happy we got to be part of your journey—and we’re always just a call away if you need anything down the road.
From pricing your home to making a strong offer and negotiating with confidence, we're here to guide you every step of the way.
TREVOR PHELPS | CA DRE# 01391582
840 Newport Center Dr
Newport Beach CA 92660